nowRansomware note on the screenFiles renamed, a text file or wallpaper demanding payment, systems locked.nowMoney left my bank accountAn unauthorised transfer, a card charge you did not make, or a UPI or wallet payment you did not approve.nowMy email or social account was taken overYou are locked out, contacts are getting messages from "you", or settings changed without you.nowSomeone is threatening to share intimate imagesA stranger, or a new online contact, demands money or more images and threatens to send what they have to your family or employer.nowI clicked a link or entered my password on a fake pageYou realised the login page, invoice or delivery notice was not real after you typed your details.nowA child is being targeted onlineGrooming, threats, bullying, or a stranger asking a child for images or to move to a private app.nowA company says my data was in a breachYou received a notification, or read a story, that a service you use lost customer data.nowA supplier or boss "changed bank details" and we paidAn invoice or urgent request arrived by email, the account details were new, and the payment has gone.